Senior Analyst - Credit Documentation and Administration

About the business area

GBS is a group of highly skilled and talented professionals who form an essential part of ADCB's continued journey of success. With a proud history of commitment, innovation and delivery, GBS constantly strives for excellence whilst ensuring the highest standards of quality and risk awareness. Each and every member of the GBS family plays an integral role in driving ADCB's strategy, growth and digital evolution by working closely with our valued business partners to achieve exceptional customer experience through our outstanding service and support.

We are actively seeking an ambitious professional to join our team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.

In this role, your key responsibilities include:

• Liaise with Commercial Business, Credit or Legal during document preparation in order to clarify and resolve any ambiguity relating to documentation or other matters.
• Review and analyse facility structures, limits, collaterals, pricing, terms and conditions of approved credit applications to ensure due process is followed in all cases.
• Collaborate with Commercial Business/Credit/Legal during the process of preparation of documents in order to clarify and resolve any ambiguity relating to documentation or other concerns.
• Manage the update of all systems and records within agreed turnaround time (TAT) in order to facilitate transaction processing.
• Escalate system gaps and system downtime which impacts limit and collateral management/reports to ensure that remedial technology support and solutions are obtained.
• Assess approved credit facilities and prepare required facility, security/charge documents in accordance with the stipulated terms and conditions in order to protect the Bank against the risk of default.
• Prepare the Credit facility documentation to be executed by Commercial Customers and ensure compliance with policy, regulatory requirements and other criteria in order to provide sign off on behalf of the Bank prior to submission of documents to business relationship managers within the agreed Service Level Agreement (SLA).
• Support the Team Leader to close the observations raised by Internal Audit Department, following through to successful conclusion to ensure that remediation takes place.

The ideal candidate should have the following experience:

• More than 4 years of experience in Documentation Preparation process for corporate products.
• Bachelor's Degree in Banking, Finance, Business or Accounting.
• Excel, Word and MS Office
• Understanding of Corporate and Commercial Banking assets, products and its related documentation requirements
• Good command of English and preferably proficient in Arabic

What we offer:

Competitive Salary: The indicative pay range for this role is AED *** – AED **** per month. Additionally, all employees are eligible to participate in one of our rewarding variable pay plans.

Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).

Flexible and Remote Working Options: We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.

Learning and Development Opportunities: We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.