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Job Description
JOB PURPOSE
To review and approve credit /loan documentation prepared and vetted by the documentation department to ensure that it complies with the bank’s stipulated terms and condition and conforms to all legal, technical and regulatory requirements in order to complete loan disbursal and protect the bank in the event of default.
ACCOUNTABILITIES
1. Credit Documentation Preparation
Review credit facility documentation prepared by Documentation team and ensure compliance with policy, regulatory requirements and other criteria in order to provide sign off on behalf of the bank before onward submission to business.
2. Credit Documentation Validation
Review collateral and executed security documents vetted by the Documentation team to ensure that the bank’s security documents comply with all legal, technical and regulatory requirements in order to prevent credit default loses.
Provide legal support to the documentation team in relation to legal inquires relevant to documentation perfection, capacity and authorization ambiguities, translation and drafting of nonstandard documentation that required by the department
3. Operational Risk
Manage the incoming workflow of loan approvals, documentation and instructions to ensure optimal capacity utilization.
Liaise with Business/Credit/Legal during the process of preparation or vetting to clarify and resolve any ambiguity relating to documentation or other concerns.
- Audit Assistance
Work on observations raised by Internal Audit Department to ensure that remediation takes place.
5. Advice & Guidance
Provide guidance and support to the direct reports with regard to execution of their duties to ensure adherence of departmental policy, standards and processes.
Assist the Senior Manager Documentation Preparation/ Senior Manager Documentation Vetting to improve the work flows and processes in order to improve productivity, service and quality.
6. People Management
Manage self and team in line with ADCB’s people management policies, procedures, processes and practices to ensure adherence and to maximise own and employee contribution to business performance.
Organise and supervise the activities and work of the team to ensure that targets and objectives are achieved and the business plan is delivered in line with the required policies, processes, procedures and systems.
7. Policies, Processes, Systems and Procedures
Implement approved departmental policies, processes and procedures, and ensure employee adherence so that work is carried out to the required standard while delivering the required standards of service to customers and stakeholders
8. Continuous Improvement
Manage and motivate the team to ensure they contribute to, and participate in, the identification and implementation of change initiatives, programmers and projects in line with the bank’s standards
9.Customer Service
Demonstrate Our Promise and apply the ADCB Service Standards to deliver the bank’s required levels of service in all internal and external customer interactions
Skills
EXPERIENCE, QUALIFICATIONS & COMPETENCIES
Minimum Experience
At least 7 years’ experience in Credit/ Credit administration of which at least 5 years of experience dealing in loan documentation
Minimum Qualifications
Bachelor’s Degree in Banking, Finance, Business or Accounting
Professional Qualifications
Knowledge and skills
Excel, Word and MS office Skills
Written and spoken English and Arabic
Understanding of Corporate Banking assets and products
Knowledge of local banking practice around the handling of security documents.
Job Details
Preferred Candidate
About This Company
