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Job Description
THIS ROLE IS FOR UAE NATIONALS ONLY - FLEXIBILITY TO WORK IN ABU DHABI / DUBAI
JOB PURPOSE
To process credit applications, conduct credit risk assessments, support business unit in managing client relationships, protect and improve asset quality of assigned portfolio in order to support the achievement of the groups pre-set financial and non-financial objectives
ACCOUNTABILITIES
Portfolio Management
Process new and existing credit proposals, monitor allocated portfolio and conduct annual reviews (For example: limit extensions; limit renewals; risk ratings; facility utilization; account conduct; client strategy) for existing clients to ensure continuity of portfolio quality
Financial Analysis
Analyse financial data spreads (Moody’s) from balance sheet, profit and loss statement and cash flow statement, conduct trend analysis, ratio analysis and provide opinion on the financial health along with financial projections to ensure decision makers have a clear view on the client’s financial health
Risk Assessment
Identify possible risks (For example: business risk; financial risk; structure risk) to assess and mitigate the extent of their impact and foresee possible risk mitigation measures to ensure portfolio health and quality
Moody’s Risk Analytics (MRA) Rating
Spread financial statements using Moody’s Risk Analytics (MRA’s) and concur on the subjective parameters for the client to ensure MRA rating (validated or indicative) is generated accurately
Skills
Minimum Experience
At least 4 years of experience in banking including 2 years in a Corporate Credit Risk related position
Minimum Qualifications
Bachelor’s Degree in Business, Accounting or Finance
Knowledge and Skills
Analytical skills
Intermediate MS Office skills (PowerPoint, Excel and Word)
Job Details
Preferred Candidate
About This Company
